Leasing or buying vans and plant: choosing the finance for cash flow
Finance for a ute or an excavator is a cash-flow decision before it is a tax decision. This is how the main structures compare and what to test before signing.
10 min read
Topic
Cash flow
Articles and news about Cash flow for Australian builders.
Leasing or buying vans and plant: choosing the finance for cash flow
Finance for a ute or an excavator is a cash-flow decision before it is a tax decision. This is how the main structures compare and what to test before signing.
10 min read
Passing on card fees on trade invoices: the rules
A card fee is a real cost of getting paid, but recovering it is a disclosure decision as much as a pricing one. Get the disclosure wrong and the fee becomes a complaint.
11 min read
Why cash payments on a building job cause trouble
A client who offers cash looks like an easy win, but cash leaves no trail, and on a building job the trail is what protects the builder when something goes wrong.
11 min read
Leave accruals: the wages liability small builders forget
Leave that staff have earned is money the business owes them, whether or not it has been taken. Left out of the numbers, it flatters the profit and arrives as a cash shock when someone leaves.
11 min read
Retention and defects liability periods on home jobs in NSW
Retention is money held back to give a principal leverage over defects and incomplete work; the defects liability period sets how long that leverage lasts. They are separate from the statutory warranties that survive both, and getting the wording wrong is expensive.
14 min read
When a builder goes under: how subcontractors can protect themselves before and after
Builder and developer collapses hit subcontractors hardest, because they have usually done the work and are last in line to be paid. Most of the protection comes from what you do before the collapse, not after. Here is how to use it.
7 min read
Cash flow for builders: progress payments, forecasting and staying solvent in a turning market
Most building businesses that fail are not short of work; they are short of cash. How to structure progress payments, forecast properly, keep tax money separate, and spot the warning signs before they become a crisis.
7 min read
Invoice fraud and payment redirection: how builders and their clients get scammed
A client pays a progress claim to a bank account that isn’t yours, after an email that looked exactly like yours. Payment redirection scams hit building businesses hard. How they work and how to stop them.
8 min read
TPAR for builders: who must lodge by 28 August, what to report and what to leave out
If your business is primarily in building and construction and you pay contractors, the ATO expects a Taxable Payments Annual Report by 28 August. Here is who must lodge, what goes in, what stays out, and how to avoid a penalty.
8 min read
Construction management software for small builders: what it should do and how to choose
Spreadsheets, a paper diary and a phone full of photos will run a building business, until they don’t. What construction management software should do, what it costs you to switch, and how to pick one without regret.
9 min read
Payday Super for builders: paying super every payday from 1 July 2026
The quarterly super float is gone. From 1 July 2026 employers pay super with every pay run. What that means for a building business’s cash flow, payroll software and subcontractors who are really employees.
10 min read
Setting up bookkeeping systems for a building company
Most builders do not have a bookkeeping problem, they have a structure problem. The accounts are tidy enough; the job costing underneath them does not tell you which job made money until it is too late to do anything about it.
13 min read